Micro lenders are banned from granting online consumer loans to c區塊鏈遊戲推薦,ollege students, according to the statement.
通知明白，小额貸款公司不得向大學生發放互联網消費貸款。
校園貸問题近几年日趋遭到存眷。
Some micro lenders have targeted university campuses and issued online consumer loans via cooperation with technology companies. The practices have caused some students to overspend and fall into debt traps.
部門小额貸款公司以大黉舍園為方针，經由過程與科技公司互助發放互联網消費貸款，致使部門大學生過分消費，堕入高额貸款圈套。
【常识點】
校園貸（campus loans）始于2014年，到2015年迎来暴發式增加，但因随後暴發的“裸貸（loans secured against nude photos）、收費紊乱（illegal charges）、暴力催收（forcible debt collection）”等负面事務备受舆論质疑。
Micro l中正通馬桶,enders should strengthen identity verification of clients and not make co掉髮治療方法,llege students their target clients for online consumer loans or carry out targeted marketing aimed at them.
小额貸款公司要增强貸款客户身份的本色性核驗，不得将大學生設定為互联網消費貸款的方针客户群體，不得针对大學生群體精准营销。
Institutions without financial licenses should not offer credit services to college students.
未經銀行業辦理部分核准設立的機構不得為大學生供给信貸辦事。
强化危害辦理
As for tleo娛樂城下載，he online consumer loans that have been issued to college students, no extension is allowed and the existing loans should be gradually reduced. Any new loans not in line with regulatio孩子節日禮物,ns will be prohibited.
对付已發放的大學生互联網消費貸款，原则上不举行展期，渐渐消化存量营業，严禁违規新增营業。
Banks should make sure college students have a second source of debt repayment and obtain written statements from the guarantors (parents, guardians or other superiors) that they approve the loan and are willing to pay it for the borrowers.
銀行要确保大學生假貸人有第二還款来历，并未获得具有還款能力的第二還款来历（怙恃、监护人或其他辦理人等）暗示赞成其貸款举動并愿意代為還款的书面担保质料。